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Finance
Centralised decentralised finance
- Centralised decentralised finance (edit | talk | history | protect | delete | links | watch | logs | views) – (View AfD | edits since nomination)
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Previous prod (tagged by Remsense, removed by Kvng) so I don't want to do anything unilateral, but while the sources may provide sufficient depth of coverage to write something, I don't think they're what we would normally consider RS. Specifically, they seem to be all sources within or closely related to the cryptocurrencies community. I would suggest maybe adding a few sentences to decentralised finance since it's quite closely related and redirecting there. (Also, does anyone else find it weird that centralized finance redirects to central bank?) Other suggestions welcome. Alpha3031 (t • c) 15:36, 28 May 2024 (UTC)
- Note: This discussion has been included in the deletion sorting lists for the following topics: Cryptocurrency and Finance. Alpha3031 (t • c) 15:36, 28 May 2024 (UTC)
WeLab
- WeLab (edit | talk | history | protect | delete | links | watch | logs | views) – (View AfD | edits since nomination)
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Fails WPNCORP, GNG. Poor and not-independent sources BoraVoro (talk) 06:49, 27 May 2024 (UTC)
- Keep per the significant coverage in multiple independent reliable sources.
- Cohan, Peter S. (2018). Startup Cities: Why Only a Few Cities Dominate the Global Startup Scene and What the Rest Should Do About It. New York: Apress. p. 64. ISBN 978-1-4842-3392-4. Retrieved 2024-05-27 – via Google Books.
The book notes: "Two Hong Kong gazelles are the Uber-for-delivery-vans-service GogoVan and WeLab, which operates a personal lending platform. ... whereas WeLab's ascent appears to have been smoother sailing."
The book notes: "WeLab's story is less dramatic but another great example of a gazelle becoming a unicorn. Cofounder and CEO Simon Loong started WeLab in 2013 after over 15 years in the banking sector. ... In 2013, he founded WeLab, a mobile lending platform that uses risk-testing technology to conduct credit assessments in seconds and enables customers to borrow money with a few taps of their smartphones. Now valued at more than $1 billion, it was Hong Kong's first tech unicorn and its WeLend leading online lending platform has sourced more than “$154 million in loan applications and 16,000 members.” By January 2016, WeLab had loaned money to 2.5 million customers, the majority in mainland China. That month WeLab raised a $160 million Series B from Khazanah Nasional Berhad, Malaysia's strategic investment fund, with participation from ING Bank and Guangdong Technology Financial Group, which is run by the Chinese government, leading to total funding of $182 million."
- Leung, Grace L K (2019). Innovative and Creative Industries in Hong Kong: A Global City in China and Asia. Abingdon, Oxon: Routledge. ISBN 978-1-138-06849-0. Retrieved 2024-05-27 – via Google Books.
The book notes: "WeLab: founded in 2013, WeLab is reinventing traditional financial services by creating seamless mobile lending experiences. WeLab effectively analyzes unstructured mobile big data within seconds to make credit decisions for individual borrowers. WeLab operates Wolaidai, one of China's leading mobile lending platforms, and WeLend, Hong Kong's leading online lending platform. The company also partners with traditional financial institutions, which utilize WeLab's technology to offer Fintech-enabled solutions to their customers. WeLab did 6 rounds of funding exercises and raised a total of US$425 million. Her investors include CK Hutchison's TOM Group, Malaysian sovereign wealth fund Khazanah Nasional Berhad, ING Bank, Sequoia Capital and Chinese provincial government fund: Guangdong Technology Financial Group. In 2016, WeLab was ranked in a KPMG-sponsored report as one of the top 100 Fintech companies in the world – sixth in China and 33rd globally."
- Fannin, Rebecca A. (2019). Tech Titans of China: How China’s Tech Sector Is Challenging the World by Innovating Faster, Working Harder & Going Global. London: Nicholas Brealey Publishing. ISBN 978-1-52937-451-3. Retrieved 2024-05-27 – via Google Books.
The book has a section titled "AI at Work in Fintech: WebLab". The book notes: "An example of AI disrupting traditional banking comes from Hong Kong-based fintech startup WeLab, which provides small consumer loans in an online instant, with fewer than average defaults by relying on AI and data to determine creditworthiness. WeLab technology combs through online data such as bill payment records and social media profiles to figure out which potential borrowers are likely to pay their loans on time. Then it prices and tailors online consumer loans. Consumers complete the entire lending process over their smartphone and don't need an established credit history—an issue among young people starting in their careers. Loan decisions for individual borrowers are made online within seconds. One hint: don't fill out the online form in all capital letters. WeLab has found applicants who write in upper case are not good credit risks. A technology team of more than 210 engineers and data scientists have ..."
- Mohan, Devie (2020). The Financial Services Guide to Fintech: Driving Banking Innovation Through Effective Partnerships. London: Kogan Page. p. 102. ISBN 978-1-78966-106-4. Retrieved 2024-05-27 – via Google Books.
The book notes: "WeLab is a Hong Kong start-up that was founded in 2013, and which became the first peer-to-peer lending platform in the country. WeLab enables users to borrow money as personal loans from other indi- viduals while delivering lower interest rates than traditional banks. WeLab makes this process as easy as possible, with an online application form and relatively short assessment process being the only barriers to accessing credit. One of the fascinating initiatives implemented by WeLab is Wolaidai, a mobile peer-to-peer lending platform for top-tier university students in China. With the founder of WeLab, Simon Loong, having experience in the commercial banking industry at Citibank and Standard Chartered, this fintech solution draws on experts in the traditional financial system, while taking on some of its biggest proponents. We will undoubtedly see more of this in the years to come."
- Rubini, Agustín (2019). Fintech in a Flash: Financial Technology Made Easy. Boston: De Gruyter. p. 136. ISBN 978-1-5474-1716-2. Retrieved 2024-05-27 – via Google Books.
The book notes: "Founded in 2013, WeLab is a Hong Kong-based internet finance company that uses exclusive risk management technology to analyze Big Data and offer reliable credit services to individual borrowers in the Asian market. WeLab operates two leading online lending platforms, Wolaidai in China and WeLend in Hong Kong, seeking to offer its customers a seamless mobile lending experience. Furthermore, the company has partnerships with traditional financial institutions, which use WeLab's sophisticated credit risk management tools to use Big Data analytics and offer their customers advanced fintech solutions. In January, WeLab raised $160 million in Series B funding from domestic and international investors, including Khazanah Nasional Berhad wealth fund, ING Bank, and state-owned Guangdong Technology Financial Group (GTFG). This was the first time that funds were raised by a Chinese fintech firm and one of the first times that an international financial institution (ING) financed a leading Chinese fintech player."
- Less significant coverage:
- Lo, John Y. (2016). Angel Financing in Asia Pacific: A Guidebook for Investors and Entrepreneurs. Bingley, West Yorkshire: Emerald Group Publishing. p. 27. ISBN 978-1-78635-128-9. Retrieved 2024-05-27 – via Google Books.
The book notes: "There appears to be a consensus that the startup scene in Hong Kong has taken a quantum jump in the last five years. A major breakthrough in January 2016 is probably the announcement of the receipt of US$160 million investment in a Series B financing by WeLab. This is a local fintech startup that specializes in peer-to-peer lending technology and operates both in Hong Kong and mainland China. While not publicly disclosed, the valuation of the company has been estimated to be near US$1 billion, qualifying it as the first unicorn24 from Hong Kong."
- Gough, Neil (2014-06-16). "Start-Up WeLab Raises $14 Million From Sequoia Capital and Hong Kong Tycoon". The New York Times. Archived from the original on 2023-09-19. Retrieved 2024-05-27.
The article notes: "WeLab Holdings, an Internet finance start-up in Hong Kong, said on Monday that it had raised $14 million from Li Ka-shing, Asia's richest man, and Sequoia Capital, a stalwart of Silicon Valley."
- Lo, John Y. (2016). Angel Financing in Asia Pacific: A Guidebook for Investors and Entrepreneurs. Bingley, West Yorkshire: Emerald Group Publishing. p. 27. ISBN 978-1-78635-128-9. Retrieved 2024-05-27 – via Google Books.
- Cohan, Peter S. (2018). Startup Cities: Why Only a Few Cities Dominate the Global Startup Scene and What the Rest Should Do About It. New York: Apress. p. 64. ISBN 978-1-4842-3392-4. Retrieved 2024-05-27 – via Google Books.
- On top of the sources found by @Cunard I'd add:
- Financial Times article profiling the company. This is an earned media feature article, not an interview.
- Forbes with a short market report (which I suspect was leaked by Loong)
- Forbes again with a feature on the company. This one is a nice profile but clearly based on an interview with Loong.
- Keep This is a major fintech player in Asia Pacific, and although WeLend has its own article this is the parent that also includes Mainland platform Wolaidai as well as a bank in Indonesia I think. There are other bits and pieces out there, at the paragraph scale similar to those found by Cunard, but I think the FT piece along with the Forbes 2022 piece should be enough. Oblivy (talk) 10:23, 27 May 2024 (UTC)
- Note: This discussion has been included in the deletion sorting lists for the following topics: Finance, Companies, and Hong Kong. WCQuidditch ☎ ✎ 16:15, 27 May 2024 (UTC)
Capital Match
- Capital Match (edit | talk | history | protect | delete | links | watch | logs | views) – (View AfD | edits since nomination)
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Fails WPNCORP, sourcing mainly from techinasia and similar paid publications. BoraVoro (talk) 06:50, 27 May 2024 (UTC)
- Note: This discussion has been included in the deletion sorting lists for the following topics: Companies and Singapore. Eastmain (talk • contribs) 07:19, 27 May 2024 (UTC)
- Keep. The first reference is from The Straits Times, the newspaper of record in Singapore, and the rest seem fine to me, whether or not they have a paywall. Eastmain (talk • contribs) 07:29, 27 May 2024 (UTC)
- I have access to it and have read it. All the references to the subject are neither independent nor deep enough. Here is the typical coverage from The Straits Times, a source you mentioned: Mr Pawel Kuznicki, 29, director of P2P platform Capital Match, says: "It's more accurate to say that crowdlending is leveraging on technology to service smaller clients which banks may not be able to. BoraVoro (talk) 14:02, 27 May 2024 (UTC)
- Being a "newspaper of record" might be helpful in determining whether a source is reliable, but does nothing to determine whether the content contains in-depth Independent Content and meets NCORP criteria. The "rest" seeming "fine" also doesn't have any bearing on GNG/NCORP criteria - which ones in particular (page/paragraph) contains content that meets the criteria? HighKing++ 17:15, 27 May 2024 (UTC)
- Note: This discussion has been included in the list of Finance-related deletion discussions. Spiderone(Talk to Spider) 10:27, 27 May 2024 (UTC)
- Delete This is a company therefore GNG/WP:NCORP requires at least two deep or significant sources with each source containing "Independent Content" showing in-depth information *on the company*. "Independent content", in order to count towards establishing notability, must include original and independent opinion, analysis, investigation, and fact checking that are clearly attributable to a source unaffiliated to the subject. I'm unable to identify any references that meet the criteria for establishing notability. HighKing++ 17:15, 27 May 2024 (UTC)
Qupital
- Qupital (edit | talk | history | protect | delete | links | watch | logs | views) – (View AfD | edits since nomination)
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Can't find anything meeting NCORP, most of the results were the usual ORGTRIV funding announcements. Oddly enough Forbes (Contributor) article was in the regular tab and not News, guess Google is filtering them out now? Results for 橋彼道 (or 桥彼道, they didn't seem to care much) were pretty much the same, Sogou might have been slightly better than Baidu for this one but nothing of note there either. There's an article in Cifnews (雨果网) but it's a paid placement (properly marked, won't bother going into their reliability). I judge WP:NONENG to be very unlikely also. Alpha3031 (t • c) 13:36, 25 May 2024 (UTC)
- Note: This discussion has been included in the deletion sorting lists for the following topics: Finance, Companies, and China. Alpha3031 (t • c) 13:36, 25 May 2024 (UTC)
- Delete per the lack of significant coverage in reliable sources. I did not find significant coverage in reliable sources about the subject in my searches for sources that were not about funding or partnernship announcements (1, 2, 3, 4, and 5) or an interview with the founders that does not provide significant coverage of the company. Qupital (traditional Chinese: 橋彼道; simplified Chinese: 桥彼道) does not meet Wikipedia:Notability#General notability guideline and Wikipedia:Notability (organizations and companies)#Primary criteria. Cunard (talk) 05:09, 26 May 2024 (UTC)
Scott Pomfret
- Scott Pomfret (edit | talk | history | protect | delete | links | watch | logs | views) – (View AfD | edits since nomination)
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Clearly and blatantly promotional. Reads like a resume. Kingsmasher678 (talk) 04:07, 23 May 2024 (UTC)
- Note: This discussion has been included in the deletion sorting lists for the following topics: Authors, Finance, Law, and Massachusetts. WCQuidditch ☎ ✎ 04:13, 23 May 2024 (UTC)
- Delete: A few obituaries (not about this person) are all I find; this reads like a Linkedin biography. Nothing notable, simply a working lawyer. Oaktree b (talk) 00:07, 24 May 2024 (UTC)
Throne Wishlist
- Throne Wishlist (edit | talk | history | protect | delete | links | watch | logs | views) – (View AfD | edits since nomination)
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Only coverage is press releases/funding announcements. No secondary coverage. Probable COI. BrigadierG (talk) 21:46, 20 May 2024 (UTC)
- Note: This discussion has been included in the deletion sorting lists for the following topics: Companies, Technology, and Texas. BrigadierG (talk) 21:46, 20 May 2024 (UTC)
- Note: This discussion has been included in the deletion sorting lists for the following topics: Finance and Internet. WCQuidditch ☎ ✎ 00:52, 21 May 2024 (UTC)