Company type | Public Sector Corporation under the Ministry for Welfare of Scheduled Castes, Scheduled Tribes and Backward Classes of the State Government of Kerala |
---|---|
Industry | Public sector undertaking |
Founded | 1980 |
Headquarters | , |
Area served | Kerala |
Key people |
|
Products | Loans and Developmental Projects |
Website | ksdc |
Kerala State Development Corporation for Christian Converts and the Recommended Communities (KSDC for CC & RC) is a government organization established in 1980, dedicated to the economic, social, and cultural advancement of individuals who have converted from Scheduled Castes to Christianity and those recommended for inclusion in Scheduled Castes and comes under the Backward Classes Development Department headed by the Minister of welfare of SC/ST, Backward classes and Devasam and parlimentry affairs K. Radhakrishnan . With its headquarters located at Nagampadam in Kottayam, The corporation operates regional offices in Thiruvananthapuram, Kottayam, and Kozhikode, aiming to extend its services to a wider population.
To ensure accessibility to its services, the Corporation has set up Service/Collection Centers in various locations. These centers, operational for two days each month, facilitate loan repayment and application submission for beneficiaries. They are strategically located at Nilambur under the Kozhikode Regional Office, Peerumedu, Muvattupuzha, Ranni, and Kumbanad under the Kottayam Regional Office, and Kottarakkara and Neyyattinkara under the Thiruvananthapuram Regional Office.
In 2023 the corporation has established a sub-office at the Mavelikkara Mini Civil Station in Alappuzha district. This sub-office caters to constituents in Mavelikkara and nearby areas, including Chengannur, Haripad, Pandalam, Kayamkulam, Charummood, Karthikappally,Thiruvalla, Ambalappuzha, Kuttanad, Kozhencherry, Konni, Ranni and Adoor, providing them with easier access to the Corporation's services.
Beneficiaries Of The Corporation
Christian Converts From Scheduled Castes
1. Adi Andhra
2. Adi Dravida
3. Adi Karnataka
4. Ajila
5. Arunthathiyar
6. Ayyanavar
7. Baira
8. Bakuda
9. Bathada
10. Bharathar, Paravan
11. Chakkiliyan
12. Chamar, Muchi,
13. Chandala
14. Cheruman
15. Domban
16. Gosangi
17. Hasla
18. Holeya
19. Kadaiyan
20. Kakkalam, Kakkan
21. Kalladi
22. Kanakkan, Padanna, Padannan
23. Kavara(other than Telugu speaking or Tamil speaking Balija, Kavaraj, Gavara, Gavarai, Gavarai Naidu, Balija Naidu, Gajalu Balija or Valai Chetty)
24. Koosa
25. Kootan, Koodan
26. Kudumban
27. Kuravan, Sidhanar, Kuravar, Kurava, Sidhana
28. Maila
29. Malayan
30. Mannan, Pathiyan, Perumannan, Vannan, Velan
31. Mogar (other than Mogeyar)
32. Mundala
33. Nalakeyava
34. Nalkadaya
35. Nayadi
36. Pallan
37. Pulluvan
38. Pambada
39. Panan
40. Paraiyan, Parayan, Sambavar, Sambava Paraya, Paraiya, Parayar
41. Pulayan, Cheramar, Pulaya, Pulayar, Cherama, Cheraman, Wayanad, Pulayan, Wayanadan Pulayan, Mutha, Matha Pulayan
42. Puthirai Vannan
43. Raneyar
44. Samagara
45. Samban
46. Semman, Chemman, Chemmar
47. Thandan(Excluding Ezhuvas and Thiyyas Who are known as Thandan in Eastwhile Kochin and Malabar areas) and (Carpenter Who are known as Thachan in the Eastwhile Kochin and Travancore State)
48. Thoti
49. Vallon
50. Valluvan
51. Velan, Vetan
52. Vettuvan, Pulaya Vettuvan
53. Nerian
Recommended Communities
1. Chakkamar
2. Chemman, Chemmar
3. Dheevara/Dheevaran (Arayan, Valan, Nulayan, Mukkuvan, Arayavathi, Valanchiyar,Paniyakal, Mokaya, Bovi, Mogayar, Mogaveerar)
4. Kudumbi
5. Kusavan, Kulalan, Kumbharan, Velaan, Odan, Andhra Nair, Andhuru Nair
6. Madiga
7. Pulayan Vettuvan (Except Kochi State)
8. Scheduled Caste Converted to Christianity
Regional Offices
Regional Offices and address | Collection Centres | Dates Of Collection |
---|---|---|
Kottayam
Kerala State Development Corporation for Christian Converts and Recommended Communities The Regional Manager, KSDC for CC & RC, Regional Office, Near Railway Station, Nagampadom, Kottayam Ph. 0481 - 2564304, 9400309740 |
Pathanamthitta
Taluk office Ranni Ration shop Kumbanad |
8th of every month |
Idukki
Civil Station,Peerumedu |
26th of every month | |
Ernakulam
Municipal Corporation Muvattupuzha |
23rd of every month | |
Kozhikode
Kerala State Development Corporation for Christian Converts and Recommended Communities The Jr. Superintendent, KSDC for CC & RC, Regional Office, Sasthri Nagar Complex, Eranhipalam, Kozhikode. Ph.No. 0495- 2367331. |
Malappuram
Nilambur Block Panchayath office |
2nd and 4th Fridays of every month |
Thrissur
SC/ST development corporation complex chembukavu |
1st and 3rd Fridays of every month | |
Thiruvananthapuram
Kerala State Development Corporation for Christian Converts and Recommended Communities The Regional Manager, KSDC for CC & RC, Regional Office, Ayyankali Bhavan (2nd floor) Kanakanagar, Kowdiar P.O., Pin 695 003 Thiruvananthapuram. Ph.No. 0471- 2316472 |
Thiruvananthapuram
Civil Station Neyyattinkara |
10th of every month |
Kollam
Gandhi Lenin Library Kottarakara |
5th of every month |
Loan Schemes
Scheme | Age | Maximum Amount | Interest Rate | Tenure | Conditions |
---|---|---|---|---|---|
Housing Loan | 18-55 | ₹7,00,000 | 6% | 144 months |
|
House Revamping Loan | 18-55 | ₹2,50,000 | 6% | 120 months |
|
Land Purchase and house Building Loan | 18-50 | ₹10,00,000 | 6% | 180 months |
|
Marriage Loan | 18-55 | ₹2,50,000 | 5% | 60 months |
|
Self Employment Loan | 18-45 | ₹5,00,000 | 6% | 60 months |
|
Educational Loan | 18-45 | ₹5,00,000 | 5.5% | 60 months |
|
Farm Land Loan | 18-55 | ₹4,00,000 | 5.5% | has to be repaid in 96 installments. First repayment falls due after the completion of ten months |
|
Personal Loan | 18-55 | ₹3,50,000 | 8% | 60 months |
|
Startup Loan For Professionals | 18-45 | ₹5,00,000 | 8% | 60 months |
|
Laptop Loan for Students | 18-45 | ₹50,000 | 6% | 24 months |
|
Agriculture loan | 18-55 | ₹50,000 | 4% | The loan must be repaid in full at once after one year. |
|
Personal Loan for Government Employee | 20-50 | ₹5,00,000 | 10% | 60 months |
|
Vehicle Loan for Government Employees | 20-50 | ₹5,00,000 | 10% | 60 months |
|
Higher Income Housing Loan | 18-55 | ₹10,00,000 | 7% | 144 months |
|
Higher Income Business Loan | 18-45 | ₹10,00,000 | 11% | 60 months |
|
Higher Income Personal Loan | 20-50 | ₹10,00,000 | 10% | 60 months |
|
Past Chairmans
No | Name | Term of Office | |
---|---|---|---|
Assumed Office | Left Office | ||
1. | R.P Singh | 1980 | 1981 |
2. | J.S Badhan | 1981 | 1981 |
3. | Mery Bhavanam Yohannan | 1981 | 1982 |
4. | J Lalithambika IAS | 1982 | 1983 |
5. | T.M Daniel | 1983 | 1985 |
6. | M.G.K Moorthy | 1985 | 1987 |
7. | Sunny Kanjiram | 1987 | 1988 |
8. | C Chandran IAS | 1988 | 1989 |
9. | P.K Sivanandan IAS | 1989 | 1990 |
10. | K John Paul | 1990 | 1991 |
11. | Sunny Kanjiram | 1991 | 1993 |
12. | P J Samuel | 1993 | 1994 |
13. | M.G.K Moorthy | 1994 | 1996 |
14. | C Chandran IAS | 1996 | 1998 |
15. | P.K Sivanandan IAS | 1998 | 1999 |
16. | K John Paul | 1999 | 2001 |
17. | L. Natarajan IAS | 2001 | 2002 |
18. | Sunny Kanjiram | 2002 | 2004 |
19. | Romanus Horo IAS | 2004 | 2005 |
20. | P.S John | 2005 | 2006 |
21. | P.J Samuel | 2006 | 2011 |
22. | S.Subbaith IAS | 2011 | 2012 |
23. | Shins Peter | 2012 | 2016 |
24. | Mathai Chacko | 2016 | 2019 |
25. | P.J. Varghese | 2019 | 2022 |
26. | Jassie Gift | 2022 | Present |
Past Managing Directors
No | Name | Term of Office | |
---|---|---|---|
Assumed Office | Left Office | ||
1. | K.Velutha Kunju | December 18,1980 | September 30,1981 |
2. | B.K Jaiswar IAS | October 01,1981 | August 16,1983 |
3. | K.J Mathew IAS | August 17,1983 | September 14,1983 |
4. | V. Appu | September 19,1983 | May 31,1984 |
5. | V.N Anirudhan | June 1,1984 | June 7,1984 |
6. | P. R. Soman | June 8,1984 | February 2,1985 |
7. | K.J Mathew IAS | February 25,1985 | May 27,1986 |
8. | O.C. Vincent IAS | May 28,1986 | July 21 1987 |
9. | Lizie Jacob IAS | July 22,1987 | November 01,1987 |
10. | Chellappan | November 2,1987 | March 31,1989 |
11. | P.K Jacob | April 1,1989 | April 18,1989 |
12. | P.S. Enos | April 19,1989 | April 20,1992 |
13. | Sajan Peter IAS | April 21,1992 | December 21,1992 |
14. | K.R Rajan | December 22,1992 | July 31,1996 |
15. | Raman Srivastava IPS | August 1,1996 | April 28,1998 |
16. | Bishwanath Sinha IAS | August 19,1998 | June 1,1999 |
17. | I. Santhakumar | June 1,1999 | September 14,2001 |
18. | V.K Jayakrishnan IAS | September 14,2001 | October 8,2001 |
19. | L. Rajan | October 8,2001 | June 25,2003 |
20. | V. Prasenan | June 25,2003 | July 19,2003 |
21. | A.V Divakaran | July 19,2003 | July 21,2004 |
22. | Asok Kumar Singh IAS | July 21,2004 | December 9,2004 |
23. | M. Abdul Salim | December 9,2004 | April 13,2007 |
24. | P G Thomas | April 13,2007 | May 24,2007 |
25. | P.R Radhakrishna Panickar | May 24,2007 | July 09,2007 |
26. | S. Bimal Ghosh | July 09,2007 | December 19,2011 |
27. | M.A. Francis | December 19,2011 | June 08,2012 |
28. | Don Bosko P | June 8,2012 | April 4,2013 |
29. | M.A.Subramannian | April 05,2013 | October 16,2014 |
30. | Jafar Khan T.A | October 16,2014 | August 31,2015 |
31. | V.R Joshy | August 31,2015 | November 20,2015 |
32. | N. Raveendran | November 21,2015 | September 23,2016 |
33. | K. Venu | September 24,2016 | October 31,2016 |
34. | Ali. Asgar Pasha | November 18,2016 | July 05,2017 |
35. | S. Sarada | July 06,2017 | May 08,2018 |
36. | S. Bindhu | May 09,2018 | May 18,2018 |
37. | S. Sarada | May 28,2018 | July 10,2019 |
38. | V.C Sannikutty (A.O) | January 28,2019 | February 27,2019 |
39. | S. Sarada | February 28,2019 | July 10,2019 |
40. | S. Bindhu | July 11,2019 | October 15,2019 |
41. | A. P. Shahnawas (A.O ) | October 16,2019 | February 15,2020 |
42. | S. Bindhu | February 16,2020 | January 15,2022 |
43. | Baburaj B. | January 15,2022 | Present |
Overview During The Past Few Years
- Kerala State Development Corporation for Christian Converts and the Recommended Communities (KSDC for CC & RC) received ₹5 crore in capital assistance from the government in the financial year 2021-22, followed by ₹3.5 crore in 2022-23, and a provision of ₹6 crore in the Budget Estimates for 2023-24.
- In the 2022-23 FY, the corporation collected Rs. ₹11.63 crore and disbursed ₹10.33 crore. During this period, the corporation welcomed 402 new beneficiaries while closing 348 beneficiaries.
- In the 2023-24 FY, collections increased to ₹12.62 crore, with disbursements rising to ₹17.52 crore. the number of new beneficiaries increased to 574 ,while 440 beneficiaries were closed during this period. This disbursement marks the highest amount of loans provided by the corporation in its 44 years of history.
- The Corporation achieved Net profits of ₹25.95 lakhs in FY 2020-21, ₹182.39 lakhs in FY 2021-22, and ₹300.63 lakhs in FY 2022-23, marking significant growth since its establishment in 1980.
- The government approved a one-time settlement scheme to waive interest and penalty on loans expired by March 31, 2006, and outstanding as of March 2023. Additionally, a scheme to settle loans of deceased beneficiaries was initiated.
- Efforts to enhance loan management and accountability include implementing Loan Management & Accounting software and e-governance implementation, with 40% of repayments conducted online.
- A sub-office was established at the Mavelikkara Mini Civil Station in Alappuzha district on 9-1-2023.
- In 2023 Job-oriented training with stipends was provided to 75 students from the targeted community
Course | Course Provided By | Number Of Beneficiaries |
---|---|---|
Certificate Course on Refrigeration and air conditioning | Continuing Education Cell
Govt. Polytechnic Kottayam |
30 |
Certification course on CCTV and Scrolling Display | Keltron knowledge Centre, Kottayam | 15 |
Certificate Course on Mobile phone Technology
|
Keltron knowledge Centre, Kottayam
|
15 |
Diploma in Computer Application | Continuing Education cell Central polytechnic college ,Thiruvananthapuram | 30 |
Board of Directors
No | Name | Designation |
---|---|---|
1 | Jassie Gift | Chairman |
2 | Latha S
Additional Secretary Backward Communities Development Department Government Secretariat Thiruvananthapuram |
Director |
3 | Sureshkumar S
Additional Secretary, Finance Department,Government Secretariat Thiruvananthapuram |
Director |
4 | Suresh M K | Non-Official Director |
5 | Siju Sebastian | Non-Official Director |
6 | Baburaj B | Managing Director |